Welcome to Actual Winnings. By accessing or using our website at actualwinnings.com, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our website.
1. Description of Service
Actual Winnings provides free lottery tax calculator tools that estimate take-home amounts for lottery winnings after federal and state taxes. Our services include:
- Lottery tax calculators for Powerball, Mega Millions, and state lotteries
- State-by-state tax rate comparisons
- Educational guides about lottery taxes and financial planning
- Historical drawing results and number statistics
- Investment growth calculators for lottery winnings
2. Disclaimer of Accuracy
Our calculations are estimates for educational and entertainment purposes only. While we strive to use the most current federal and state tax rates, we cannot guarantee the accuracy of any calculation. Actual tax liability depends on many factors including:
- Your total annual income and filing status
- Applicable deductions and credits
- Local and city taxes not reflected in our calculations
- Changes in tax law that may not yet be reflected
- Trust, estate, or other entity-level taxation
You should consult a qualified tax professional or financial advisor before making any financial decisions based on our calculations.
3. Permitted Use
You may use our website for personal, non-commercial purposes. You agree not to:
- Scrape, crawl, or use automated tools to extract data in bulk
- Reproduce our content on other websites without attribution
- Use the service for any unlawful purpose
- Attempt to interfere with the website's operation or security
- Misrepresent our calculations as professional tax advice
4. Intellectual Property
All content on Actual Winnings—including text, graphics, calculator tools, data visualizations, and design—is owned by Actual Winnings and protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without written permission.
5. Third-Party Content and Links
Our website may contain links to third-party websites and display third-party advertisements (served by Google AdSense). We are not responsible for the content, privacy practices, or accuracy of third-party sites. Lottery jackpot amounts, drawing results, and odds are sourced from official lottery commission data and may be subject to change.
6. No Professional Advice
Nothing on this website constitutes tax, legal, financial, or investment advice. Our tools and guides are informational resources only. Any decisions you make based on information from our website are solely your responsibility. We strongly recommend consulting qualified professionals for advice specific to your situation.
7. Limitation of Liability
To the fullest extent permitted by law, Actual Winnings shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the website or reliance on any calculations or information provided. Our total liability for any claim arising from your use of the service shall not exceed the amount you paid to use the service (which is $0, as our service is free).
8. Availability
We strive to keep Actual Winnings available at all times, but we do not guarantee uninterrupted access. We may modify, suspend, or discontinue any part of the service at any time without notice.
9. Changes to These Terms
We may update these Terms of Service from time to time. Changes will be posted on this page with an updated date. Your continued use of the website after changes are posted constitutes acceptance of the revised terms.
10. Governing Law
These Terms of Service are governed by the laws of the United States. Any disputes arising from your use of this website shall be resolved in accordance with applicable federal and state law.
11. Contact
If you have questions about these Terms of Service, please contact us at contact@actualwinnings.com.